Greetings,U.S. markets experienced their largest up days and down days since the depths of the 2008 crisis and 1987 stock market crash. Credit spread deals issued in Q4 have widened 40 to 50% - ultimately increasing the costs of borrowing for consumers and small...

Greetings, Coronavirus news overshadowed a hot jobs report of ~270K new jobs and a downtick in unemployment rate to 3.5%.  The Fed cut rates to a 1-to-1.25% target range in an unscheduled FOMC meeting. Fed futures are expecting another rate cut at the next...

Greetings, In macro news, capital markets were rattled due to the continued spread of the Coronavirus to U.S. markets. Former Fed Chair, Janet Yellen, has indicated that it is “conceivable” that the covid-19 virus could throw the U.S. economy and Europe into...

Greetings, What a week! Three major M&A deals that are re-shaping the consumer finance and FinTech sector.  PeerIQ will be attending SFIG Vegas this Sunday through Wednesday. Drop us a note - we’d love to catch up and introduce you to our recent sales hire,...

Greetings, Quite a bit of market news this week on the regulatory and POS front. First, in macro news, Fed Chair Powell noted that the Fed may lack ammo to combat the next recession. Powell indicated the Fed would use tools from the last recession (such as QE), but...

Greetings,In macro news, the US Economy added 225,000 jobs in January, beating expectations of 158,000 jobs, and brought the unemployment rate to 3.6%. Wages increased by 3.1% from a year earlier.At the same time, the inverted yield curve returned to the scene after...

Greetings,  News over the past week centered on the health of the U.S. consumer. Also, a recent op-ed from Gilles Gade, CEO of Cross River Bank, sparked a debate over alternative data and regulatory sandbox. The Economic Cycle Research Institute has penned a...

Greetings,  This week, we dig into bank earnings season and the Plaid acquisition news, but first, we recommend a market research report from FT Partners on the rise of digital challenger banks. Bank Earnings Season Overall, the banks, particularly the biggest banks...

Welcome back!  In macro news, former Fed Chair, Ben Bernanke, is concerned that the “neutral rate” is continuing its multi-decade drop and shows no signs of slowing down. A drop in the neutral rate, which balances growth and slowdown risk, reduces the conventional...

Greetings, Posting will be light for the next two weeks due to the holiday season. We share with you this week a few macro insights that show the current state of the U.S. economy for your viewing pleasure. On behalf of PeerIQ, we wish you and your families a joyful...