Leading solutions for the
PeerIQ has direct, automated feeds from all major US online lenders, allowing us to display, in real-time, your loan portfolio, as well as permissioned lender loan tapes.
PeerIQ has established universal data formats across all consumer credit verticals, allowing consistent, apples-to-apples, views of loans purchased across all major lending platforms.
VALIDATION AND TRANSFORMATION
We run hundreds of lender-specific data cleaning rules ensure that our clients always access the highest quality data possible.
In partnership with TransUnion, we offer access to full scope of consumer credit data, including the ability to validate loan data accuracy and enrich incomplete or stale portfolio data.
Monitor your portfolio with a full suite of analytical tools, including customizable strat tables, advanced filtering and search, and rich library of data visualizations.
Explore general market trends at the loan-level, compare across lenders, and benchmark to existing portfolios.
SCENARIOS & FORECASTING
Use our cash flow analytics to project loan performance under user-defined scenarios, leveraging your own loan performance curves or using those developed by our quant team from TransUnion through-cycle data.
PeerIQ executes Reg AB II compliant remit reports for servicers, custodians, trustees, issuers and noteholders. Leverage our templates or we’ll customize to your needs.
PeerIQ executes monthly servicing, whole-loan trustee, and securitization remittance reports for leading alternative lenders, their financiers, and investors. Leverage our templates or we’ll customize to your needs.
Create company-branded internal reports to help management and LPs monitor portfolio performance.
Use PeerIQ’s dashboard to monitor key metrics and covenants in real-time–for a single facility or across a set of facilities.
BORROWING BASE REPORTING
PeerIQ can take on all monthly and ad hoc draw reporting to comply with warehouse line requirements. Major credit facility providers enlist us directly to ensure independent, flawless execution.
BORROWING BASE OPTIMIZATION
Use PeerIQ for routine or one-off analyses to optimize borrowing base allocation across an entire portfolio of facilities, maximizing advance rates, utilization, and ultimately return.
EARLY TRIGGER WARNING
Learn about potential breaches in time to avoid them. PeerIQ has integrated our prepay and loss foreasting models into our credit facility monitor to flag warning signs early.
CUSTOM PORTAL VIEWS
Provide your investors with real-time, online access to their loan portfolios. Manage what each stakeholder can see: define custom views, light up select tools, and upload any shareable documents.
STREAMLINE LOAN DILIGENCE
Reduce diligence times from months to days. Instead of emailing large .csv loan tapes, load your data onto our platform once and invite stakeholders to access it online, with all our analytical tools at their disposal.
FAIR VALUE ASSESSMENTS
Our valuation and pricing framework was designed to meet new Fair Value reporting and valuation standards, of particular concern in alternative lending sector due to limited liquidity and pricing transparency.
ROBUST LOAN-LEVEL MODELING
Our models are based on dynamic transition-rate methodologies, with lender-specific calibrations, and are based on TransUnion data dating back to 2000. We price at the loan level and offer full transparency into our methodologies and assumptions.
With daily data integrations in place, we can perform daily marks. Clients also leverage our cash flow engine and model library to generate test valuations and stress scenarios.