Leading solutions for the
alternative lending sector.

Surpass your return objectives with actionable insights. Integrating all core needs of the alternative-risk buyer, the PeerIQ platform highlights exposures and simplifies operations, so you can invest with confidence.

DATA AGGREGATION

Aggregate, standardize, and reconcile all your loan information in one place.

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FACILITY MANAGEMENT

Go beyond warehouse reporting for real-time monitoring and borrowing base optimization.

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PORTFOLIO ANALYSIS

Surveil portfolios or market tapes, explore trends, and run scenarios for true insight.

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CLIENT PORTAL

Deliver rich datasets, docs, and tools for clients to quickly diligence loans or monitor existing purchases.

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SCALABLE REPORTING

Craft dynamic reports on your own or enlist PeerIQ to handle for you.

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VALUATION SERVICES

Retain PeerIQ for loan-level, fair value assessments, including daily pricing.

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Data Aggregation

All your portfolio and market data. Standardized.

PORTFOLIO DATA

PeerIQ has direct, automated feeds from all major US online lenders, allowing us to display, in real-time, your loan portfolio, as well as permissioned lender loan tapes.

 

NORMALIZATION

PeerIQ has established universal data formats across all consumer credit verticals, allowing  consistent, apples-to-apples, views of loans purchased across all major lending platforms.

VALIDATION AND TRANSFORMATION

We run hundreds of lender-specific data cleaning rules ensure that our clients always access the highest quality data possible.

 

TRANSUNION DATA

In partnership with TransUnion, we offer access to full scope of consumer credit data, including the ability to validate loan data accuracy and enrich incomplete or stale portfolio data.

Portfolio Analytics

Real-time, forward-looking insight at your fingertips.

PORTFOLIO MANAGEMENT

Monitor your portfolio with a full suite of analytical tools, including customizable strat tables, advanced filtering and search, and rich library of data visualizations.

 

LOAN SURVEILLANCE

Explore general market trends at the loan-level, compare across lenders, and benchmark to existing portfolios.

SCENARIOS & FORECASTING

Use our cash flow analytics to project loan performance under user-defined scenarios, leveraging your own loan performance curves or using those developed by our quant team from TransUnion through-cycle data.

Scalable Reporting

Meet your growing reporting demands.

DYNAMIC REPORTING

PeerIQ executes Reg AB II compliant remit reports for servicers, custodians, trustees, issuers and noteholders. Leverage our templates or we’ll customize to your needs.

 

THIRD-PARTY REPORTING

PeerIQ executes monthly servicing, whole-loan trustee, and securitization remittance reports for leading alternative lenders, their financiers, and investors. Leverage our templates or we’ll customize to your needs.

MANAGEMENT REPORTING

Create company-branded internal reports to help management and LPs monitor portfolio performance.

Facility Management

Take control of your borrowing base.

REAL-TIME MONITORING

Use PeerIQ’s dashboard to monitor key metrics and covenants in real-time–for a single facility or across a set of facilities.

 

BORROWING BASE REPORTING

PeerIQ can take on all monthly and ad hoc draw reporting to comply with warehouse line requirements.  Major credit facility providers enlist us directly to ensure independent, flawless execution.

BORROWING BASE OPTIMIZATION

Use PeerIQ for routine or one-off analyses to optimize borrowing base allocation across an entire portfolio of facilities, maximizing advance rates, utilization, and ultimately return.

 

EARLY TRIGGER WARNING

Learn about potential breaches in time to avoid them. PeerIQ has integrated our prepay and loss foreasting models into our credit facility monitor to flag warning signs early.

Client Portal

Offer our leading tools to your clients.

CUSTOM PORTAL VIEWS

Provide your investors with real-time, online access to their loan portfolios. Manage what each stakeholder can see: define custom views, light up select tools, and upload any shareable documents.

 

STREAMLINE LOAN DILIGENCE

Reduce diligence times from months to days. Instead of emailing large .csv loan tapes, load your data onto our platform once and invite stakeholders  to access it online, with all our analytical tools at their disposal.

Valuation

Independent and timely marks.

FAIR VALUE ASSESSMENTS

Our valuation and pricing framework was designed to meet new Fair Value reporting and valuation standards, of particular concern in alternative lending sector due to limited liquidity and pricing transparency.

 

ROBUST LOAN-LEVEL MODELING

Our models are based on dynamic transition-rate methodologies, with lender-specific calibrations, and are based on TransUnion data dating back to 2000. We price at the loan level and offer full transparency into our methodologies and assumptions.

DAILY PRICING

With daily data integrations in place, we can perform daily marks. Clients also leverage our cash flow engine and model library to generate test valuations and stress scenarios.