by Cole Gottlieb | Mar 20, 2024 | Blog
Hi all, Cole here, We come to you today with our quarterly consumer lending review. Catch up on the latest trends emerging in the consumer lending space: personal loan vs. auto/bankcard loan trends, takeaways from individual fintech company and bank earnings, and a...
by Cole Gottlieb | Dec 12, 2023 | Blog
Hi all, Cole here! We come to you today with our quarterly consumer lending review. Catch up on the latest trends emerging in the consumer lending space: personal loan vs. auto/bankcard loan trends, takeaways from individual company earnings, and an increase in MPL...
by Cole Gottlieb | Dec 10, 2023 | Blog
Happy Sunday, Hiring has slowed and job openings declined, in a welcome sign for Fed policy makers. The OCC released an advisory bulletin for banks offering BNPL. The House voted to nullify the CFPB’s small business data collection rule. Collections startup January...
by Cole Gottlieb | Dec 3, 2023 | Blog
Happy Sunday, Consumers shelled out for gifts over Black Friday/Cyber Monday (and used BNPL to do it). Conventional wisdom increasingly says the rate hike cycle may be over. Consumer confidence stabilized. First Fed Bank’s FDIC consent order. Mozaic raises $20Mn for...
by Cole Gottlieb | Oct 29, 2023 | Blog
Happy Sunday, Economic growth remains higher than expected. Auto borrower delinquencies rise. Treasury yields exceed 5%. TransUnion credit data. Metropolitan hit with $30Mn in penalties for compliance failures. Regulators release finalized CRA rule updates. Prism...